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    Sandi Kruise Insurance Training
    Your Best Choice for Insurance Education
    800-517-7500, 8:30am-3:30pm PST

    Missouri State Requirements

    Updated: 12/13/2013

    Continuing Education Hours

    • 16 hours are required biennially

    Course Subject Requirements

    • Courses must be approved for lines of insurance for which license is held.
    • All Missouri producers are required to complete 3 hours covering ethics and/or laws. Agents wishing to sell LTC must also complete a 8-hour LTC requirement prior to selling LTC products. The LTC requirement counts towards the completion of the basic CE requirement. By the end of each consecutive renewal period, agents must complete a 4-hour "refresher" state-approved LTC course to continue selling LTC.

    Continuing Education Compliance Date

    Same as license renewal date. License renewal date is the license issuance date, biennially.

    Type of Courses Accepted for CE Credit

    Independent self-study courses or classroom courses.

    Carryover Requirements

    Excess CE credit hours may be carried over to the next reporting period.

    Course Repetition

    Credit will not be given for courses taken more than once in a biennium.

    Final Exam

    Self-study final exams are required to be monitored by a disinterested third party. (i.e. not a relative or business associate)

    Exemptions

    • Travel insurance agents who are representatives of a common carrier.
    • Any person who sells credit life, accident & health or property insurance in connection with a loan.
    • Persons who sell only title insurance or crop insurance
    • Any person who sells only pre-arranged funeral plan insurance.
    • Any person who is at least 70 years old.
    • The producer has suffered a serious physical injury or illness.
    • The producer is on active duty in the Armed Forces for an extended time.

    Method to Certify Completion

    Certificates are sent via e-mail upon completion of CE courses. The course provider submits credits earned to the CE administrator within one business day of course completion.  The licensee transfers information from the certificates of completion to Missouri's summary report form. The summary report must be submitted to the insurance department with the license renewal. The licensee keeps a copy of the summary report and the original certificates of completion in their files for 4 years.

    Roster Fees

    A roster fee of $1.00 per credit hour ordered is required to process course completion hours in Missouri and will be added to the order total upon checkout.

    Nonresidents

    Exempt if licensee meets home state CE requirement. Licensee must submit continuing education summary form. Nonresidents do not need to submit a letter of certification provided license status can be verified on the PDB.

    For Additional Information Please Contact

    Missouri Department of Insurance
    License Section

    PO Box 690
    Jefferson City, MO 65102-0690

    Phone: (573) 751-3518

    FAX: (573) 526-3416

    Email: [email protected]

    State Website: http://insurance.mo.gov/

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